ProSheet Studio

Personal Budget & Debt Payoff Planner

Build a 50/30/20 budget and see your debt-free date.

Get it on Payhip →
One-time $14.99 · No subscription · Nothing to install
Pays for itself on one job or one smarter decision.
🔒 Secure checkout via Payhip⚡ Instant access — emailed the moment you pay📊 Works in Excel & Google Sheets✅ Built & tested error-free by a data pro

What it does

See your paycheck get a plan

20-second demo — real numbers, with audio 🔊

Get it on Payhip — $14.99
Want every calculator?
This tool is included in the Complete Toolkit — all 7 templates for less than the price of 4.
Get the bundle — $49 $104.93

Not ready to buy yet?

Get the free 50/30/20 Budget Starter and see exactly how the live formulas work — no risk, no card.

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⚡ Instant access · 📊 Works in Excel & Google Sheets · 💬 Stuck after buying? Just reply to your receipt email and I’ll personally help.

Frequently asked questions

How does the 50/30/20 budget work?

Split your take-home pay into 50% needs, 30% wants and 20% savings/debt. The planner does the split automatically and tracks your debt payoff date as you enter balances and payments.

How do I pay off debt faster — snowball or avalanche?

Avalanche (highest interest first) saves the most money; snowball (smallest balance first) gives quick wins for motivation. The planner shows your debt-free date either way so you can pick what you'll actually stick to.

Does it work in Excel and Google Sheets?

Yes, both — it's a spreadsheet with live formulas.

Is it a one-time purchase?

Yes, $14.99 one-time, no subscription. Also in the $49 bundle. A free 50/30/20 starter version is available too.

Roger Ramey
Built by Roger Ramey
I'm not a contractor — I build the pricing math. Every calculator here shows its working, so you can check the number instead of trusting it.
New pricing breakdown every day →
Digital spreadsheet template (Excel & Google Sheets file) — nothing to install, no software.
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